Financial Planning – A Modular Approach

LongPoint Financial Planning offers independent, objective, affordable financial planning for people from all walks of life. We work with clients on their terms – providing just as little or just as much help as they need and want – from one specific issue to an entire comprehensive plan covering all facets of their financial life.

 

LongPoint Financial Planning specializes in:

• Retirement Planning
• 401(k) and 403(b) rollover strategies
• “What-If” scenarios, creating detailed models of cash flow projections, to better understand the likelihood you can retire at a certain age, and a certain standard of living.

• Education Funding
• Options available for funding this major expenditure based on your income and your children's ages.
• Analysis of 529 Plans, UTMA/UGMA accounts, and the Hope and Coverdell savings plans.

• Comprehensive Portfolio Analysis
• Asset Allocation analysis of your current portfolio, with recommendations for changes that may be indicated, based on your goals, objectives and your tolerance for risk in the financial marketplace.
• Stock option compensation planning, to set a course for exercising those options to best meet your financial goals, while at the same time minimizing the tax burden.

• Estate Planning Review
• Ensuring the proper estate documents are in place, such as wills, powers of attorney and guardianships.
• Estate planning strategies, where appropriate.

• Insurance Needs Review
• Life, disability, and long-term care insurance reviews and recommendations

• Financial Checkups
• As your life and needs change, we will work with you to update your financial objectives.

 

Our Planning Process