Investment Portfolio Construction

The objective of the portfolio allocation process is to arrive at a portfolio that best matches the needs and objectives of the client, his or her tolerance for risk, and the range of suitable investment opportunities.

 

The starting point for each client's investment portfolio is a careful review of the needs and objectives of the individual and his or her attitude toward risk. For clients choosing to engage LPFP in a financial planning capacity the actual financial plan will serve as the investment objective blueprint.

 

Once the needs and objectives of the client are understood within the context of his or her appetite for risk, the next step involves an assessment of the attractiveness of various investment opportunities and the associated risk profile. Our outlook on the current attractiveness of the main investment asset classes and our security selection methodology, focused on the key drivers of total return, are the building blocks in this step.

 

The final step in our process is the formal balancing of portfolio risk and reward satisfying the needs and objectives of the client. The twin objectives of our clients are income generation and wealth accumulation. Clients will vary in terms of their preference for each objective and their portfolios will reflect such individual differences. However, in all cases, LPFP emphasizes the judicious balancing of risk and reward within a capital preservation mandate

 

Investment Philosophy and Style | Investment Advisory Services Options